Because it takes hard work to earn money we need to be very careful what we spend it on!

Money should first be spent on the most important things! Here is a list of some of the most important things, or needs:

Housing, education, food, doctor visits and clothes

Here is a list of things you might want to have, but are not especially important; we call these wants:

Toys, candy, ice cream, magazines, video games and fancy jewellery

next